These days saving a few bucks here and there can be a Herculean effort. Eating out at fancy restaurants, buying
books, watching movies, and other simple luxuries are often compromised for the sake of saving money. Luckily there are a few credit cards that give you the option to earn back a fraction of the money you spent, thereby saving you a few bucks on your purchases.
Restaurant credit cards or reward cards can help you soften the impact made by these purchases on your wallet. Whenever you spend anything, you earn “points” which you can redeem for cash, coupons, gift certificates, and other reward items. Rebates, or fractional refunds which you get from your purchases, usually range from a low 1% to as high as 5%! There are a few setbacks though; some of these higher cash-back restaurant credit cards give rebates only on select restaurant and food places, like for fast food or take-out service. While those that have many affiliated restaurants and establishments only offer a measly cash-back percentage.
Never fret though; there are restaurant cards that offer great deals for your purchases. Some of them even offer up to 3% to 5% cash-back for almost all restaurants, fast foods, movie houses and even bookstores!
There are a lot of restaurant credit cards out there that offer great cash-back and rewards schemes. Sometimes, you get 5 reward points for every $1 you spend on restaurants and other establishments, and 1 point for every $1 on other purchases. Some great restaurant credit cards are only available for a particular demographic though, like those reward cards for students. But still, there are other restaurant credit cards offerings out there that are as good.
It is up to you as a consumer to figure out the right rewards card for you. You just need to weigh the benefits of one card over the other. The right restaurant credit card, if chosen properly, can help you save a lot of money in the long run, while still giving you the privilege to eat out at all of your favourite dining places.
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A | N/A | 15.99~22.99% | $0 | 15.99~22.99% | Excellent - Good |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% | 6 months on purchases & balance transfers | 10.99%-16.99% | No Annual Fee Credit Card | Yes | Excellent Credit |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A | N/A | 15.24% Variable | None | Yes | Excellent Credit |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A | N/A | 15.24% Variable | $0 for the first year, then $95 | Yes | Excellent Credit |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% | 12 months on Balance Transfers & on Purchases | 11.99% - 20.99% (Variable) | None | Yes | Excellent Credit |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A | N/A | 15.99%~22.99% | $0 | 15.99%~22.99% | Excellent - Good |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Purchases | 9 months | as low as 13.99% | $0 | N/A | Fair Credit |
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% | 12 months on balance transfers and 7 months on purchases | 12.99%-19.99% | $0 | Yes | Excellent Credit |
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